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COMMERCIAL CHECKING 

We understand that efficient tools are essential to any successful business.  At First Bank, we will work to find you the right package of products, while minimizing costs and maximizing returns.  Plus, with detailed monthly and Account Analysis statements, you'll have the ability to track activity levels and control your balances.

Account Designed for Features
BusinessFirst Checking The mid-volume user with fewer than 250 transactions per month.  This account is available for all types of businesses, including non-profit entities and some government agencies.
  • The monthly service charge is waived if you keep an average daily collected balance of $10,000.
  • The first 250 transactions (credits, debits, deposited items) are free.
  • Statements with check images are mailed monthly.
Small Business Checking The low-volume user with fewer than 150 transactions per month.
  • No monthly service charge or minimum balance requirement.
  • First 150 transactions (debits, credits, deposited items) are free.
Commercial Checking Businesses of all types with high activity volumes greater than 250 transactions per month.  A Public Funds version of this account is also available.
  • This account receives an earnings credit that is used to offset fees.
  • Statements with check images are mailed monthly .
Commercial Interest-Bearing Checking Sole proprietors, non-profit entities, and some government agencies with activity volumes greater than 250 transactions per month.  A Public Funds version of this account is also available.
  • This account earns interest on collected balances of $1,000 or more.
  • Statements with check images are mailed monthly.

To find out more about our Business Deposit Accounts, contact the First Bank location or Cash Management Officer nearest you.

 

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