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INSURANCE

Life Insurance has more uses than just about any other financial asset.  Life insurance is a critical part of any business or personal financial plan.  Products have become extremely competitive in recent years, and it definitely pays to sit down with a life insurance expert and review your own unique goals.  Through First Bank’s Wealth Management Group, and our affiliate First Brokerage America LLC, we work with experts in the life insurance industry, experts who are not tied to any particular company and are able to pick the best solution for your unique circumstances.

 

  • Buy/sell agreements—Life insurance can fund an agreement between two or more business partners that stipulates that when one of the partners dies, the death benefit goes toward   purchasing the deceased partner’s interest in the business.
  • Credit line coverage—Life insurance can help an owner secure a line of credit for a business by being a solid business asset that can be used as collateral for a loan.
  • Keyperson coverage—Life insurance will protect a business from monetary losses caused by the death of a key executive or employee.
  • Employee benefit—Group life insurance is a valuable benefit a business can use to attract quality employees.
  • Debt coverage—If the sole proprietor of a business dies, life insurance can be used to cover his/her debts.

First Brokerage America LLC has engaged industry experts to provide guidance in identifying the appropriate product and carrier for the client’s specific needs.  All carriers offered are industry leaders in financial stability and ratings by several different rating companies. 

To learn more, please contact First Brokerage America at 800-715-3242.




First Brokerage America, LLC, member FINRA-registered broker/dealer and member of SIPC. Insurance products in CA are offered through First Banc Insurance Service, LLC (CA DOI #0C42494).  First Brokerage America, LLC, First Banc Insurance Service, LLC  and First Bank are affiliates through common ownership. Investment and Insurance products are not insured by the FDIC or any other government agency, are not a deposit or other obligation of or guaranteed by the Bank, and involve risk including the possible loss of principal amount invested.


 

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