HOME EQUITY LOANS AND LINES OF CREDIT

Homeowners can take advantage of First Bank's Home Equity Loan or Line of Credit to make home improvements, pay a special assessment, pay for tuition or to fund any major purchase.  Home Equity Loans are fast, easy and convenient!  Let us solve your renovation and financing needs with a First Bank Association Services Home Equity Loan.

Home Equity Loan

• Loan amounts available up to 75% of your home's equity*
• Flexible loan terms up to 15 years
• Monthly repayment over the term of the loan
• Fixed interest rate
• Interest may be tax-deductible**

*Loan to value may be higher in some states.

** Consult your tax advisor.

Home Equity Line of Credit

• Loan amounts available up to 75% of your home's equity*
• 10 year draw period
• Easy access to funds by writing a check
• Funds can be reused when balances are paid down
• Monthly repayment up to 15 years
• Variable interest rate based on the Prime Rate
• Interest may be tax-deductible**

*Maximum loan-to-value in California and Florida is 70%.
**Consult a tax advisor regarding the deductibility of interest.

To find out more about Home Equity Loans and Lines of Credit, contact the Association Bank Services Relationship Manager nearest you.