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A Sweep account allows you to maximize the use of your company's funds while you focus on other aspects of your business.

Sweep Options:

Automatic Overnight Investment Sweep - We monitor your operating accounts daily and, if you have surplus cash, we invest it for you. Instead of sitting idle, your money earns interest at competitive rates every day.

Loan Sweep - We track available company funds, and if you have surplus cash, we use it to pay down your line of credit, lowering your interest expense.

Funds Manager - Automatically invest excess funds or draw against an automated line of credit using our Funds Manager. Ideal for seasonal businesses, this resource significantly reduces interest expense without jeopardizing interest income.

Zero Balance Accounts - Pool cash in a main operating account while simultaneously separating the cash flow of individual business units within your company. At the end of each business day, an automatic transfer to or from a main account occurs, keeping related account balances at zero. You get a clear audit trail of all activity through monthly bank statements. Pooling funds together in a single account may allow you to take advantage of higher interest rates offered for higher account balances.

To find out more about our Sweep Services, contact your First Bank Treasury Management Officer. New to First Bank? Contact the Treasury Management Officer nearest you.

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