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CREDIT CARD

Whether you use your credit card for online shopping or everyday expenses, we offer several credit cards to meet your needs.  Each credit card offers the benefits that you deserve – including Purchase Protection, Extended Warranty, Travel Assistance, Travel Accident Insurance, and Car Rental Discounts.  Choose the MasterCard® Card that's right for you. 

 

First Bank Platinum Edition® MasterCard®

  • No Annual Fee*
  • Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened
  • Keep saving with a variable APR between 9.99% and 17.99% after the intro rates expire, based on the Prime Rate depending on how you meet our credit criteria
  • FirstGuard® fraud and identity theft protection

*Summary of Credit Terms

Apply now for Platinum Edition®

 First Bank Maximum Rewards MasterCard®

  • Earn 1 Maximum Rewards® point for every $1 in qualifying purchases**
  • Points may be redeemed for travel, merchandise, gift cards, charitable donations, experiential rewards or for cash value as a statement credit.  Visit the Maximum Rewards Guide to see a sample of reward options
  • No Annual Fee*
  • Introductory 0% APR* on purchases and balance transfers for the first 12 billing cycles after your account is opened
  • Keep saving with a variable APR between 13.99% and 19.99% after the intro rates expire, based on the Prime Rate depending on how you meet our credit criteria
  • FirstGuard® fraud and identity theft protection

*Summary of Credit Terms

Apply now for Maximum Rewards®

First Bank Secured MasterCard®

  • Ideal solution for those trying to establish or reestablish credit.
  • Automatic reporting to the 3 major credit bureaus.
  • Choose your credit limit and increase it at any time you increase your collateral deposit.***
  • U.S. citizenship is not required, but you must have a valid SSN or ITIN.

Summary of Credit Terms

Apply now for Secured MasterCard®

To find out more about Credit Cards, call or visit the First Bank location nearest you.

 

Important Information

In order to keep these rates, you must make payments when due, stay within your credit limit and be sure payments are not dishonored for any reason.  Introductory rates do not apply to cash advances.  Introductory rates are not offered on the Secured Card.  Save even more with a low introductory balance transfer fee of 3% for the first 12 billing cycles (minimum $10).  After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10).  For Secured Cards, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10). We reserve the right to change the account terms should your credit profile change or for other reasons described in the Summary of Credit Terms. All changes in terms will be subject to the requirements of applicable law. Offer applies to new accounts only. Payments on your account may be applied in the order we select, subject to applicable law.

 

*For additional information about Annual Percentage Rates(APRs), fees and other costs, see the Summary of Credit Terms.

**See the Rewards Terms and Conditions in the Summary of Credit Terms for details.

*** Credit limit between $300 and $5,000 (in $50 increments).
† Complete details, including restrictions, limitations and exclusions will be available when you become a cardholder.

© 2014 First Bankcard®. All Rights Reserved.  Platinum Edition® and Maximum Rewards® are federally registered service marks owned by First Bankcard®, a division of First National Bank of Omaha.  MasterCard® cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from MasterCard International Incorporated®. MasterCard and MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

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