Peace of Mind. Personal Attention.
Stability. Financial Strength. We understand how important
these are when you're considering options for building
and protecting your financial position for yourself
and your loved ones. We can help you navigate through
what can seem to be a complicated process.
If you are already a First Bank Trust Client, you may login to view your Wealth Management Portal account, or learn more about accessing your account online.
Services we offer:
An Investment Management account with us means professional portfolio management designed specifically to meet your financial goals. You choose whether to approve investment decisions or to turn over complete investment responsibility to us.
A First Bank Custody
account offers asset safekeeping, income collection,
investment transactions at your direction, bill payment
and complete record-keeping. In essence, you make investment
decisions and we act as your "financial secretary."
Plus, we'll give you favorable commission rates on the
purchase and sale of securities and provide you with
a money market account as part of your investment options.
Establishing this revocable agreement is an inexpensive
and convenient way to ensure control, privacy and protection
of your assets and your loved ones. If you'd like help
coordinating investments, avoiding probate (a process
that can delay and reduce the amount of assets distributed
to your beneficiaries) and protecting your assets in
the event that you become incapacitated, talk to us.
This arrangement is sometimes
known as a Testamentary Trust. It provides for professional
management of your assets and long term distribution
of your estate for the benefit of surviving family members
or designated charities. This arrangement can help prevent
dispute of guardianship for minor children.
Under this arrangement, you can direct us to act as
Executor (Personal Representative) of your estate. As
Executor, we will settle and distribute your estate,
according to your Will, manage your assets professionally,
handle final expenses and claims against your estate
efficiently and file personal and estate tax returns.
This type of trust is sometimes called a "wealth
replacement" trust. It is established to pay estate
taxes, providing full distribution of your estate to
beneficiaries at your death. A Life Insurance Trust
is also used to protect business partners and family
business members under buy-sell agreements. First Bank
Trust can act as trustee of your Life Insurance Trust
in conjunction with other Personal Trust or Business
Trust accounts you might establish.
First Bank Trust will act as trustee of your Structured
Settlement Trust, making any court required payments
to a plaintiffs estate from the trust. This type
of Trust fills the requirement of a legal settlement,
assuring regular payments from the trust. It provides
financial safety and security for you and your beneficiaries.
To find out more about our Wealth Management services, call or visit the First Bank location nearest you. For Trust Services and Investment Management, contact us at 800-452-1414 (Missouri) or 800-530-1456 (California).