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Debit Cards
Using Your Debit Card
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Buying or Leasing a Car
Going to College
Identity Theft


Debit cards allow you to shop almost anywhere without having to carry cash or checks.  The purchased amount is automatically deducted from your checking account, so you must already have the money in your account to cover the transaction.  Debit cards are on a pay now system.


  • Safe & Convenient
    • You don’t have to worry about carrying cash or checks
  • Widely Accepted
    • They are more widely accepted than checks and allow you to make Internet purchases
  • Fast & Easy
    • You just swipe your card instead of writing a check

Important Tips

  • Carefully choose a PIN that no one will be able to figure out
  • Keep PIN private - don’t give it to anyone and never write it down
  • Know your current account balance
  • Keep your sales receipts
  • If your card is lost or stolen contact your bank immediately

Learn more about Debit Cards for Teens.

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