There are several ways to use your debit card to make purchases, pay bills and get money:

• Make purchases anywhere Debit Cards are accepted
  1. Select the “credit” option;
  2. Sign the receipt just as you would when using a credit card.
  3. The amount of the purchase will be deducted automatically from your checking account.  Remember to record the transaction in your check register.

 

• Have recurring payments charged to your card

1. Contact your utility companies and/or other service providers to see if they accept MasterCard;
2. Provide the information to the merchant that they require to process your recurring monthly payments;
3. The amount of your payment will be applied to your debit card monthly on the date you agree upon with the merchant;
4. The amount of the payment will be deducted automatically from your checking account.

• Receive cash back at the time of purchase
  1. Select the “debit” option;
  2. Enter your PIN number;
  3. Select the amount of cash you would like back;
  4. The total amount of the purchase AND the amount of the cash back will be deducted from your checking account.   Remember to record the transaction in your check register.

 

• Withdraw cash from an ATM

1. Use your First Bank Debit Card at more than 900,000 ATMs worldwide by entering your PIN;
2. Select the amount of cash you would like to withdraw from your checking account. Note: The ATM operator may charge you fees to use their ATM and your bank may also charge you a fee at an ATM that they do not own and/or operate.
3. The withdrawal amount will be deducted automatically from your checking account.  Make sure to record the transaction in your check register.

Learn more about protecting yourself from fraud and identity theft.