Dive into a more attractive way to borrow!

Homeowners, the equity in your house can help pay for just about any major purchase you can dream of—like a home remodel, new landscaping, or even a pool.
Your line of credit is reusable, meaning you can access it again and again as you make payments during the draw period. With a line of credit, you’ll have funds available to you whenever you need them – and for whatever you choose.


  • 10 year draw period with monthly interest-only payments.
  • After the draw period, the outstanding balance will be paid off in monthly principal and interest payments, over a 15 year period.
  • No fees on lines up to $1,000,000
  • 80% Loan to Value – combined mortgages plus Home Equity Line of Credit not to exceed 80% of home value

Rates are subject to First Bank auto debit, otherwise rate is 0.75% higher.

Get more information and apply by going to a First Bank branch.

*The Annual Percentage Rate (APR) is a variable rate based upon an index and a margin. The APR will vary with the Prime Rate (the index) as published in the Wall Street Journal. The introductory rate is a discounted variable APR and is based on Prime minus 1.51%, and will remain in effect for 12 months after loan origination. After this, the variable rate APR will range from Prime + .49% to Prime + 1.49%, depending on the applicant’s credit score. As of March 22, 2018, the APR ranges from 5.24% to 6.24%. The APR may increase but will not exceed 18% in CA, 20% in MO & IL. Offer based on auto-debit of payments from a First Bank checking account. If not auto-debiting payments from a First Bank checking account add .75% to both the introductory rate and the permanent rate. In CA – an Annual Fee of $50 applies after the first year. Expires Apr. 30, 2018.