At First Bank, we offer a variety of credit card options to fit your needs. And for a limited time, apply for a Platinum Edition® Mastercard®, issued by First Bankcard®, to take advantage of an offer with an Ultra-Low Intro Rate on Purchases and Balance Transfers!
Apply by September 30, 2020.
- No Annual Fee1
- 0% introductory APR1 on PURCHASES for the first 15 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate between 14.24% and 23.24% APR depending on your creditworthiness.
- 0% introductory APR1 on BALANCE TRANSFER for the first 15 billing cycles after the account is opened. After that, a variable APR based on the Prime Rate between 14.24% and 23.24% APR depending on your creditworthiness.
- An introductory balance transfer fee1 of 4% for the first 15 billing cycles after the account is opened applies to this offer (minimum $10). After that, a balance transfer fee1 of 5% applies to each balance transfer that you make (minimum $10).
Q: If I request a balance transfer, will you process the entire amount that I requested?
A: We will do our best to accommodate your request. If you are approved, we may permit you to transfer balances from other eligible credit cards or accounts up to the amount of your credit limit we make available for balance transfers (which may be less than your total assigned credit limit). If the total amount(s) requested to be transferred exceed(s) the portion of your assigned credit limit for balance transfers, we may process part of your request or decline your request in our sole discretion.
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
1For additional information about Annual Percentage Rates (APRs), fees and other costs, see Summary of Credit Terms
Cards are issued by First Bankcard®, a division of First National Bank of Omaha, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.