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First Bank is an SBA National Preferred Lender. That means you have more options available if conventional financing options are not right for you. And we can shorten and streamline the entire loan process.
An SBA 504 Loan provides financing for the purchase of fixed assets, primarily for real estate. Project financing normally consists of three parts: 50% of the project cost is financed through First Bank, 40% of the project cost is financed through a Certified Development Company (“ CDC “) loan, and 10% is your down payment commitment.