A Variety of Insurance Choices

Term Life Insurance
Term Life Insurance, an established insurance product for a set benefit amount and time period, currently provides the most value for your money. Term Life Insurance is geared to serve those individuals requiring cost-effective insurance protection for a specific amount of time. It’s common for new homeowners to purchase this type of protection to help cover the sum of the mortgage should one spouse, or partner, decease. 

Group Life Insurance
Typically offered as an employee benefit through your employer or membership in an association. Can fulfill some of your life insurance needs but may not meet them all. An inexpensive way to supplement an individual life insurance program.

Whole Life Insurance
Combines the security of lifetime insurance protection with the advantages of tax-deferred cash accumulation. Ensures that money will be available to pay final expenses, help fund college costs, pay estate taxes, care for an elderly parent or simply allow loved ones to maintain their lifestyle.

Universal Life Insurance
Providing flexibility and certain guaranteed death benefit and premium costs to ensure that your financial needs won't be compromised when liquidity is needed due to an untimely death.

Variable Universal Life Insurance
Combines the security of lifetime insurance protection with the advantages of policy flexibility and tax-deferred cash accumulation through investments.  Offers flexibility and growth potential,  You determine how the policy assets are invested depending on your risk tolerance and the investment time period.

Get Started / Questions?

Learn more about Insurance Products along with other ways we can assist you.  Contact the Financial Consultant in your area.    

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Gene Todd
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Other Registered States
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* First Brokerage America, LLC, is a registered broker/dealer (Member: FINRA/SIPC), registered investment adviser and insurance agency offering securities, investment advisory services and insurance products.  Insurance products in CA are offered through First Banc Insurance Service, LLC (CA DOI #0C42494). First Brokerage America, LLC, First Banc Insurance Service, LLC and First Bank are affiliates through common ownership. Investment and Insurance products are not insured by the FDIC or any other government agency, are not a deposit or other obligation of or guaranteed by the Bank, and involve risk including the possible loss of principal amount invested.

First Brokerage America, LLC is currently registered as a broker-dealer to service clients located in the following states: Arizona, California, Colorado, Florida, Georgia, Illinois, Indiana, Kansas, Iowa, Massachusetts, Missouri, Nevada, New Mexico, New Jersey, New York, Oklahoma, Rhode Island, South Carolina, Texas, Washington and Wisconsin.