A First For Everyone

Are you tired of having to run to the ATM every time your children need money? Do you want to provide some financial education to help prepare them for the day that they’re on their own? Or maybe, ensure that your kids have access to cash in an emergency situation?

First Bank can help! Parents can open a joint checking account with their children under the age of 24 that offers them their own debit card – their First Card. Plus, First Card is powered by MasterCard® and works like a check anywhere Debit MasterCard is accepted.  


  • Lower daily limits align with your child's spending habits
  • Online usage monitoring and text/email notifications
  • Extended Warranty Insurance* - Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand warranty on new products for a maximum of one year
  • Price Protection* - Guarantees the best price on new products purchased by providing a refund on the difference if you find a lower price within 60 days of purchase
  • Satisfaction Guarantee* - Provides up to $250 per new product if you become dissatisfied with a product within 60 days of purchase and the merchant will not accept a return. 
  • MasterCard Global Service™ - Provides around-the-clock customer service for all of your card-related questions

Use with Confidence

Protecting your personal information is our number one priority. You can use your First Bank Debit Card confidently knowing that we’re looking out for you and that you’re protected in the event of unauthorized use. 

  • Fraud monitoring - Our sophisticated technology platform is designed to help block potential fraud if abnormal patterns are detected. If we see something unusual, we move fast to help keep your card — and your personal information — safe. 
  • MasterCard Zero Liability Protection** - If your card is lost or stolen, First Bank will credit fraudulent charges made with your card back to your account.
  • Identity Theft Resolution – Assisted Restoration*  - If someone attempts to steal your identity, we provide the services you need to report and help resolve the incident. 

Online Shopping Security & Peace of Mind

MasterCard® SecureCode™ provides added peace of mind when making purchases online. Just like using a PIN at the ATM, a private code is required when using your First Card at participating online merchants. Once the cardholder’s identity is confirmed by First Bank, the purchase is complete. It's that fast, easy, and that much more secure! 

Get Your First Card

* Certain restrictions, terms, and conditions apply. See your branch representative for details.** The $0 Liability Guarantee covers fraudulent purchases and payments made by others using your First Bank Debit Card. To be covered, report purchases made by others promptly, and don’t share personal or account information with anyone.  Consult customer and account agreements for full details.