Exceptional Service and Benefits

First Premier Debit Card is designed to let you experience a higher level of convenience, security, and control with a suite of premier benefits. First-rate customer service and access to exceptional features make it easy to see why this debit card is perfect for people who live life to the fullest.


  • Compliments your First Premier Checking Account
  • Higher daily limits align with your personal spending needs
  • Extended Warranty Insurance* - Doubles the time period and duplicates the coverage of the original manufacturer’s or U.S. store brand warranty on new products for a maximum of one year
  • Price Protection* - Guarantees the best price on new products purchased by providing a refund on the difference if you find a lower price within 60 days of purchase
  • Satisfaction Guarantee* - Provides up to $250 per new product if you become dissatisfied with a product within 60 days of purchase and the merchant will not accept a return
  • MasterCard Global Service™ - Provides around-the-clock customer service for all of your card-related questions

Use with Confidence

Protecting your personal information is our number one priority. You can use your First Premier Debit Card confidently knowing that we’re looking out for you and that you’re protected in the event of unauthorized use. 

  • Fraud monitoring - Our sophisticated technology platform is designed to help block potential fraud if abnormal patterns are detected. If we see something unusual, we move fast to help keep your card - and your personal information - safe.
  • MasterCard Zero Liability Protection** - If your card is lost or stolen, First Bank will credit fraudulent charges made with your card back to your account.
  • Identity Theft Resolution – Assisted Restoration* - If someone attempts to steal your identity, we provide the services you need to report and help resolve the incident.

Online Shopping Security & Peace of Mind

MasterCard® SecureCode™ provides added peace of mind when making purchases online. Just like using a PIN at the ATM, a private code is required when using your First Premier Debit Card at participating online merchants. Once the cardholder’s identity is confirmed by First Bank, the purchase is complete. It's that fast, easy, and that much more secure!

Prepare for the Unexpected

Avoid the embarrassment of a denied transaction, or just have the peace of mind of knowing we will cover unexpected expenses. 

Federal regulations require that you provide your consent to receive Overdraft Privilege*** for Debit/ATM card transactions. This program benefits you by allowing us to cover your unexpected expenses when you do not have enough funds in your account. Even if you don’t regularly overdraw your account, you will need to opt-in to the program to have the peace of mind in case of an everyday emergency. Choose from the options below to get started.

For questions regarding Overdraft Privilege, Opting In or Opting Out, or you would like to revoke your Opt In option, please contact us at 800-760-2265.

Get Your First Premier Debit Card

* Certain restrictions, terms, and conditions apply. See your branch representative for details.** The $0 Liability Guarantee covers fraudulent purchases and payments made by others using your First Bank debit card. To be covered, report purchases made by others promptly, and don’t share personal or account information with anyone. Consult customer and account agreements for full details.*** Terms and Conditions - First Bank's Overdraft Privilege represents a discretionary courtesy or privilege that may be provided to you from time to time and which may be withdrawn or withheld at any time without prior notice, reason or cause. You will be expected to bring your account to a positive balance as soon as possible or within 60 days after an item is paid through Overdraft Privilege. Contact us to ask about other overdraft coverage options that may be available to you.