Preferred Credit

Avoid overdrafts by linking your First Bank checking account to a Preferred Line of Credit for overdraft protection.  Available funds will automatically transfer to your checking account should it become overdrawn. 


  • Unsecured, fixed rate, revolving line of credit
  • Provides overdraft protection
  • Avoid overdraft fees

Visit our Overdraft Protection page and review additional overdraft options available to you.

Get Started / Questions?

Apply for overdraft protection by visiting one of our branches.  

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