TERMS OF USE 

If you access any page of the First Bank website, you agree to be bound by the terms and conditions below. If you do not agree to these terms and conditions, do not access this site, or any of its pages. We may, but are not obligated to, change or update the content of these terms and conditions from time to time, without notice. You should check this webpage regularly to be familiar with the most current terms and conditions. 

“First Bank” means First Banks, Inc., First Bank, First Brokerage America, L.L.C., First Services, and any other affiliate or subsidiary of First Banks, Inc., or any of them. “We”, “us” or “our” means First Bank.  Copyright in the pages and in the screens displaying the pages, as well as their design, text, sound recording, images software, and source code, is owned by First Bank or one of its affiliates or subsidiaries and may not be used without its prior written consent. 

TRADEMARKS 
The words "First Bank" and the First Bank logo are trademarks and service marks of First Banks, Inc.

USE OF INFORMATION AND MATERIALS 
Unauthorized use of First Bank websites and systems including but not limited to unauthorized entry into First Bank systems, or misuse of any information posted on a site is strictly prohibited. The information on this website is for your information only. We do not warrant its completeness, timeliness, or accuracy. We do not undertake any responsibility to update or amend any information. The products and services described, as well as the related fees, charges, interest rates, and balance requirements may differ among geographic locations and not all products and services may be offered at all locations. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by First Bank. We reserve the right to terminate any or all web offerings without prior notice. By offering information, products or services on this website, we are not making a solicitation where their offer is prohibited by law. 

SUBMISSIONS
All information you submit to us via this site is the property of First Bank. We may use any idea, concept, know-how or technique contained in information you provide to us through this site for any purpose. First Bank shall not be subject to any obligations of confidentiality regarding submitted information except as agreed in writing signed by both parties or as required by law. 

LINKS 
THIS SITE MAY CONTAIN LINKS TO WEBSITES CONTROLLED OR OFFERED BY THIRD PARTIES (NON-AFFILIATES OF FIRST BANK). FIRST BANK HEREBY DISCLAIMS LIABILITY FOR, ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES POSTED OR OFFERED AT ANY OF THE THIRD-PARTY SITES LINKED TO THIS WEBSITE. FIRST BANK DOES NOT ENDORSE OR RECOMMEND ANY PRODUCTS OR SERVICES OFFERED OR INFORMATION CONTAINED AT SUCH WEBSITES. FIRST BANK SHALL NOT BE LIABLE FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT THOSE SITES. FIRST BANK DOES NOT WARRANT THAT ANY SUCH SITE OR CONTENT IS FREE FROM VIRUSES OR OTHER CONTAMINATION. THE PRIVACY POLICY OF ANY THIRD PARTY MAY BE DIFFERENT FROM THAT OF FIRST BANK AND MAY BE LESS SECURE THAN THE FIRST BANK SITE. 

NO WARRANTY
THE INFORMATION AND MATERIALS CONTAINED IN THIS SITE, INCLUDING TEXT, GRAPHICS, LINKS OR OTHER ITEMS ARE PROVIDED "AS IS" AND "AS AVAILABLE". FIRST BANK DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. FIRST BANK GIVES NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS REGARDING EITHER THE INFORMATION OR THE MATERIALS. 

LIMITATION OF LIABILITY
FIRST BANK WILL NOT BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR ANY LINKED SITE, THE USE OR INABILITY TO USE ANY SUCH SITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF FIRST BANK IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. 

ADDITIONAL TERMS 
Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages. 

GOVERNING LAW 
Use of this site shall be governed by the laws of the state in which your account is located and to all applicable Federal laws.